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Health Insurance

Please note: If you are using your own health insurance, you are required to complete a new waiver for each academic year you attend Washington College.

To view the 2024-2025 student health insurance letter, click here


Health Insurance Requirements

All full-time students enrolled for a minimum of 12 credit hours are automatically enrolled in the school-sponsored Student Health Insurance Plan.

The annual premium will be included on the student’s tuition bill. If a student has comparable coverage, and does not wish to participate in the school-sponsored plan, the student must provide proof of alternate coverage by the following deadlines:

  • July 15, 2024

To print your college insurance card, please click here


  • Coverage is underwritten by Commercial Casualty Insurance Company Insurance Company
  • Coverage is effective 8/15/24 - 8/14/25

* CareConnect

“CareConnect is a 24/7 telephone hotline and app for CHP insured students in need of behavioral health assistance and provides access to Behavioral Health providers within minutes. This assistance is provided through their partner Curalinc.


Students will call the 888 hotline number printed on their CHP ID card or click a button on the CHP Mobile Application and automatically be connected to a licensed masters level clinician any time of the day or night.”


To assist you in making an informed decision regarding your health insurance needs, below are a couple of questions to ask your current health plan representative to ensure that it provides adequate coverage while you attend Washington College:

  • Does the plan provide coverage while in the Chestertown, MD area? Many HMO plans provide coverage only for emergency or limited treatment outside of the HMO area.
  • Does the plan provide coverage anywhere in the world, including emergency medical evacuation and repatriation benefits? Many employer-sponsored plans provide coverage only in the United States, and most do not include any evacuation or repatriation benefits. 

Submitting a Waiver Form

If you have alternate, comparable coverage you may waive coverage under the Student Health Insurance Plan and the fee for premium online. Follow the waiver process below:

  1. Visit
  2. Click on “Washington College”.
  3. Select the “Student Health Insurance Plan” option.
  4. Click on the “Waiver Form” button to the left.
  5. Fill in all the required information – if any information is missing, your waiver will NOT be accepted.
  6. Submit the Waiver Form.

Within a few minutes after completing the waiver process, you will receive an email response indicating whether the waiver was accepted or denied. Be sure to print the confirmation number for your records, as this is the only documentation indicating that the form was submitted. If the form is not accepted, fill it out again and resubmit. If it is still not accepted, contact University Health Plans via email (click on icon at bottom of web page), or via telephone at 1.833.251.1117.  Please upload a copy of the front and back of your insurance card, prescription card and/or military ID card to your Student Health Portal at Student Health Portal .

Failure to complete the online waiver form by the fall semester deadline of July 15, 2024 will result in your automatic purchase of the school-sponsored Student Health Insurance Plan for the 2024-2025 academic year. There will be no allowance for a late waiver submission or premium refund. Please note that you will be required to complete a new waiver for each academic year you attend Washington College.

We encourage you to read and familiarize yourself with the Student Health Insurance Plan brochure. If you have any questions regarding the student plan or the waiver process, please contact University Health Plans at 1.800.437.6448.

This is a brief description of benefits and not a certificate of coverage. If there is a discrepancy between the information contained herein and the Policy, the Policy will prevail. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by United Healthcare Student Resources.