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Human Resources

Life & Disability Insurance

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Group Life and Disability Insurance

Washington College provides two Life Insurance programs:

1) Group life, accidental death and dismemberment insurance

2) Long-term disability insurance for eligible employees.

Life insurance, accidental death and dismemberment and long-term disability are effective the first of the month after the employee becomes eligible, provided the employee is actively at work and has officially enrolled. If the employee is not actively at work on the date the insurance would normally start, the insurance will not become effective until the first of the month after the employee is actively at work.

Optional Life Insurance

When it comes to protecting the financial security of you and your family, nothing is more important than planning ahead. Part of any personal financial plan should include adequate life insurance coverage that provides protection against financial hardship in the event of an unexpected death. Even if you already have a life insurance policy, it’s important to ask yourself—does it provide the protection you need to cover all of your financial responsibilities?

Optional Life Insurance is yearly renewable group term life insurance that covers you for as long as you remain an eligible employee and continue to pay your premium. Because Optional Life is term life insurance, it does not build any cash value for you to borrow against or receive upon policy cancellation. Optional Life Insurance provides added financial protection at an affordable price. For a few dollars each pay, you can ensure your family’s financial security in the event of an unexpected death.