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Health Insurance

To ensure that all of our International Students (including Visiting/Exchange Students) have adequate insurance coverage while in the US, you will be required to purchase our student health insurance policy.  

Annual Rate - $1,224.00

 TO: Washington College Students and Parents
FROM: Vickie Anderson, Administrative Assistant – Health & Counseling Services

DATE: April 3, 2013
RE: STUDENT HEALTH INSURANCE PLAN: 2013-2014 ACADEMIC YEAR

All full-time students enrolled for a minimum of 12 credit hours are automatically enrolled in the school-sponsored Student Health Insurance Plan. The annual premium will be included on the student’s fall semester tuition bill.
If a student has comparable coverage, and does not wish to participate in the school-sponsored plan, the student must provide proof of alternate coverage by the following deadlines:
Fall 2013 Semester - July 15, 2013
Spring 2014 semester - January 15, 2014

If you want to confirm your acceptance of the school-sponsored Student Health Insurance Plan and expedite the processing of your insurance card, you should complete an online Enrollment Form by visiting www.universityhealthplans.com, clicking on “Washington College” and then “Enrollment Form”.
Same deadline dates as listed above.
The school-sponsored Student Health Insurance Plan is administered by University Health Plans, Inc. and is underwritten by National
Union Fire Insurance Company of Pittsburgh, Pa., an AIG Insurance company.
The following plan highlights are being introduced for 2013-2014:􀂾
Outpatient Prescription Benefit: The prescription benefit features a prescription drug card through a nationwide pharmacy network.􀂾
Aggregate Maximum Benefit: $500,000 per Injury or Sickness.
You may view and print the Student Health Insurance Plan brochure, which is a brief description of the coverage available under the policy, at www.universityhealthplans.com.
You may also request a copy of the brochure at Student Health Services located at Queen Anne’s House. To assist you in making an informed decision regarding your health insurance needs, below are a couple of questions to ask your current health plan representative to ensure that it provides adequate coverage while you attend Washington College:􀂾
Does the plan provide coverage while in the Chestertown, MD area? Many HMO plans provide coverage only for emergency or limited treatment outside of the HMO area. 􀂾
Does the plan provide coverage anywhere in the world, including emergency medical evacuation and repatriation benefits? Many employer-sponsored plans provide coverage only in the United States, and most do not include any evacuation or repatriation benefits. If you have alternate, comparable coverage you may waive coverage under the Student Health Insurance Plan and the fee for premium online … simply follow the waiver process below:

1. Visit www.universityhealthplans.com.
2. Click on “Washington College”.
3. Select the “Student Health Insurance Plan” option.
4. Click on the “Waiver Form” button to the left.
5. Fill in all the required information – if any information is missing, your waiver will NOT be accepted.
6. Submit the Waiver Form. If your waiver form is successfully submitted, you will see a page containing your confirmation number. Please be sure to print this page for your records. In addition, an email containing your confirmation number will be sent to the email address you provided on the waiver form. Please note: If you do not reach a confirmation page, your waiver form was not properly submitted. Please fill it out again and resubmit.
 
If you still do not reach a confirmation page, contactUniversity Health Planvia email at info@universityhealthplans.com or by toll-free phone at (800) 437-6448. Once the waiver
form is successfully submitted and accepted, the school will remove the charge from your tuition bill.
However, if your submitted waiver form is denied, Washington College will notify you of the denial.

Failure to complete the online waiver form by the fall semester deadline of July 15, 2013 will result in your automatic purchase of the school-sponsored Student Health Insurance Plan for the 2013-2014 academic year.
There will be no allowance for a late waiver submission or premium refund. Please note that you will be required to complete a new waiver for each academic year you attend Washington College.
We encourage you to read and familiarize yourself with the Student Health Insurance Plan brochure.
If you have any questions regarding
the student plan or the waiver process, please contact University Health Plans at 1.800.437.6448.

This is a brief description of benefits and not a certificate of coverage. If there is a discrepancy between the information contained herein and the Policy, the Policy will prevail. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, NY. Coverage may not be available in all states. NAIC No. 19445